Explanation reference numbers 1) This does not apply if you are entitled to a under en.
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Icons have therefore been placed next to all budgets and important s.
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Explanation icons used VGZ aims to make it as easy as possible for you to compare the available s. Budgets An explanation budgets within supplementary insurance is provided on page 15. The higher the excess, the lower the premium. The benefit doing so is that you will then have to pay a lower premium for your basic insurance. Higher excess, lower premium You can voluntarily increase your mandatory excess to 270, 370, 470, 570, or 670. The foregoing is subject to changes in legislation. The excess does not apply to expenses incurred for visits to a general practitioner, obstetric care, maternity care, preferred medications designated by us, care aids on loan, follow-up checks for kidney or liver donors and the stop-smoking programme through one our contracted care providers (on condition that you complete the programme successfully). Compulsory excess A compulsory excess 170 applies to basic insurance policies for insured persons aged 18 and older. You can find the contracted care providers in our Zorggids (Care Guide) at If you make use non-contracted care providers, the costs will be reimbursed up to, as a maximum, the rates specified in the Lijst maximale vergoedingen niet-gecontracteerde zorgaanbieders VGZ 2011 (2011 VGZ List Maximum Reimbursements for Non-Contracted Care Providers). VGZ healthcare insurance VGZ contracts as many care providers as possible on your behalf and concludes agreements with them regarding, among other things, the quality and prices the care they fer.
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These can be found at or requested by telephone on (local rate). If you require a certain type care, we therefore recommend that you first consult the policy conditions. Policy conditions Additional conditions, such as authorisation requirements, necessary referrals and authorised care providers, are specified in the 2011 policy conditions.
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1 2011 Modular Packages Beperkte Uitgebreide Plus Dental Tand Goed Pakket Tand Beter Pakket Tand Best Pakket Total Packages VGZ Jong Pakket VGZ Fit & Vrij Pakket VGZ Gezin Pakket VGZ Vitaal Pakket Reimbursement Overview For further information: (local rate)ΔΆ 2 VGZ HEALTHCARE INSURANCE 2011 Reader s Guide This overview provides an overview s the basic and supplementary insurance fered by VGZ.